More and more families have companion animals: dogs, cats, rabbits, parrots, etc. In fact, these animals have become part of our family life, accompanying us at all times and becoming part of our family.
Moreover, as time goes by, people are becoming more and more aware of the need to provide their pets with a quality life. Consequently, we pay more and more attention to the health, training, comfort and even relaxation of our pets. Therefore, pet protection has become one of the most important concerns for all pet owners. Therefore, we have decided to introduce you to the three best pet insurances in your country and the types of insurances you can take out.
The three best pet insurances
Based on the different opinions on the Internet about pet insurance, here are the most complete pet insurances for your dog or cat according to the coverage, quality and price offered by the company you choose.
This insurance company specializes in pet insurance for dogs and cats and offers three «insurance modalities» with the possibility of adding civil liability.
The pet insurance aims to protect owners against unforeseen veterinary expenses, such as accidents, illnesses and surgical interventions, and reimburses up to 90% of veterinary expenses within 48 hours. SantéVet also covers preventive expenses such as vaccinations, deworming and microchipping.
Mascota y Salud offers a variety of insurance products at reasonable prices, which can be chosen according to the user’s preferences, breed and age.
In general, the following products are offered
Liability insurance up to $350,000. Premiums vary according to the presence or absence of excess.
Veterinary assistance insurance. Includes several clinics throughout the country, free consultations and discounts of up to 40%.
Pet health insurance for families residing in Madrid.
Civil liability + veterinary expenses + theft + accident.
Assistance, deworming and vaccination insurance. Covers a complete vaccination and deworming program, including a video consultation with a veterinarian.
This company offers health insurance for dogs and cats, including liability. It covers doctor’s visits, examinations and treatment in case of illness or accident of your pet. Reimbursement is 80% and the annual limit is up to $3,000.
In addition, pet insurance allows you to choose the clinic where your dog or cat is treated and offers discounts if you have a second pet.
Types of pet insurance
When insuring dogs and cats, insurers usually cover almost all aspects of the health of these animals, as well as other aspects related to emergencies, safe coexistence, etc:
Veterinary insurance: owners who take out veterinary insurance want to be able to monitor the health of their dog or cat. But, as already mentioned, exotic animals can also be protected. This type of insurance covers veterinary expenses caused by illness, accident or surgery.
Veterinary care. That is, the most common medical expenses when you have a pet.
Civil liability: this type of insurance covers damages caused by the pet to third parties. It used to be mandatory only for potentially dangerous breeds (PDP), but soon it will be mandatory for all breeds.
Pet insurance: covers your pet’s accident expenses
Travel insurance: covers unforeseen situations that may arise during the trip, such as repatriation, loss or veterinary treatment.
Multi-risk home insurance: covers damages caused by your pet in your home.
Other pet insurance: may include kennel, shelter, care and expenses associated with the death of the pet (e.g. euthanasia).